A new study suggests that distressed borrowers using a simpler bankruptcy process are succeeding — and that more people like them should try.

The process which enables this was introduced during the Biden administration.

  • atzanteol@sh.itjust.works
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    2 days ago

    They were older. Because. The criteria for showing a “good faith effort” to pay. Favors people who have been paying for a period of time. But it is not a requirement to be older.

    Seriously - that PDF outlines the circumstances pretty well. I don’t know why you keep going back to specific examples and making up reasons for why it applied to them when the documentation tells you exactly what the criteria are.

    • daannii@lemmy.world
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      1 day ago

      Yes that’s what I was saying.

      I’m honestly not sure why you keep arguing with me because I mentioned age when that was a factor.

      Not in a direct way, but yes it is a factor in the way you say.

      Age would imply a few things that would help qualify for the approval. But age on its own is not a criteria.