“Pal, look. If you had your gold coins stacked in your cave, and put in a couple tables, we’d just call it a ‘counting room.’ Then we’d be talking maybe a little citation for not spacing your dragon-discouragement columns close enough together. But what you’ve got here, with all your gold and gems and statues just like…piled up on the floor? I gotta be honest, I don’t know how you don’t at least have a little wyrmling in here yet. This is absolutely a hoard, and if we don’t remediate now you’re gonna need exterminators by the end of the week.”

I think it’s not just how much gold one has, but whether it can be categorized as a “horde.” You may only have a small amount of gold coins, but if you leave them in a messy–but not too messy–pile, you could end up with a small dragon sleeping on top of it.