Most Americans can expect to pay significantly more each month for health insurance next year, whether they get it through work, the Affordable Care Act or Medicare. In some cases, the premium increases may be the largest in decades and are driven by numerous economic pressures. But they won’t look the same for everyone. Some will pay more in the form of higher copays or deductibles.
“Healthcare costs are going up faster than they have in years, and open enrollment is when the healthcare affordability crisis is really going to hit home for people,” said Larry Levitt, executive vice president for health policy at KFF, a nonpartisan research group. “That’s true for whatever kind of insurance you have.”
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It’s crazy the things we do to stay alive.
I’ve finally transitioned (well, medicare approval process ongoing) into a safer place only because my kidneys failed and I’m on dialysis. heh. Otherwise I’d still be potentially screwed.
Back when ACA was new and the plans were good compared to now… they still weren’t good. I remember my only affordable option was a fully subsidized plan costing $450/mo with a $12,000 deductible before ANYTHING kicked in, or something like a $750 plan that still had like a $3000 deductible but at least you could do some stuff with copays, but I couldn’t afford $300/mo at that time. So I got the plan that paid out and did literally nothing but fund the insurance company.