Most Americans can expect to pay significantly more each month for health insurance next year, whether they get it through work, the Affordable Care Act or Medicare. In some cases, the premium increases may be the largest in decades and are driven by numerous economic pressures. But they won’t look the same for everyone. Some will pay more in the form of higher copays or deductibles.
“Healthcare costs are going up faster than they have in years, and open enrollment is when the healthcare affordability crisis is really going to hit home for people,” said Larry Levitt, executive vice president for health policy at KFF, a nonpartisan research group. “That’s true for whatever kind of insurance you have.”
…
I have Blue Cross now. Kaiser is also offered, but significantly more expensive. I actually just looked up my plan and the X-ray should be $20-$40 copay. So they’re just trying to fuck me over. Big surprise. The other BC plan, the PPO would be me covering until deductible is met, but I stopped using that plan because basic Dr visits were the same. No coverage until the deductible is met. My current plan has $20 pcp visits and $40 specialist or X-ray. But a higher deductible.